Steps Financial

About Steps Financial

Seeking Financial Advice for the first time, can be daunting. Some of our clients come to us, after having had a bad experience in the past, while others seek us out because they love our gentler approach.

At Steps, you will be helped by two experienced financial advisers, Tanya Oddo and Antoinette Mullins.  You can read more about our profiles and what we specialise in, on the Steps website. 

Here's just some of the services we offer:

Women’s Wealth

We are quite often the project manager of reviewing the family’s finances. Or perhaps you are a single, professional woman seeking your own financial future. At Steps, we want women to “get it” so that they can manage their own finances with confidence.  Our passion for increased financial literacy means we have a strong education focus in our client-relationships. The confidence this brings you, is bound to spill into other areas of your life and could ultimately lead to closing the super gap for women. 

Divorce or Death of a Spouse

Whether through death or divorce, there is nothing easy about losing a life-partner. It can be less difficult though, if you have someone in your corner to manage the money-part – to navigate the estate hurdles or the divorce settlement. We’ll work at your pace and ensure your short- medium- and long-term needs are met. We can work with your existing professionals, or we can introduce you to a trusted network of like-minded professionals. Together we can rebuild your life on a strong financial foundation. 

Retirement Planning

For those approaching retirement, this can be a stressful time filled with options and complex terms and strategies. Navigating this isn’t easy if you don’t understand all your options. We break down the jargon and work out a step-by-step blueprint to get you retirement-ready.  We also offer ongoing support well into retirement, to ensure your long-term income requirements are met and your investments have a good balance of capital growth and protection. 

Wealth Accumulation

Whether you’re considering getting on the property ladder, looking at tax effective investments or boosting your superannuation savings, starting to build your wealth may be something you’re already thinking about.  Understanding (and controlling) your cash flow is the first step to ensure that your disposable income is put to good use.  The good news is that there are many strategies available to start making your money work harder for you, although this can confuse people – too many options!  We simplify the best way forward and design a tailored plan, which you can implement on your own, or with our support going forward. 

Wealth Protection

Until you’ve built enough assets, have no dependents, or repaid your mortgage, you cannot self-insure. Through managing your Risk, we are simply transferring the risk that something will happen to you, onto a 3rd party – an insurance policy. This transfer of risk, can be in a tax- and cost-effective manner so that you are protected, without too much pressure on your cash flow.